Payment methods
The Apple Online Store accepts a variety payment methods. Click on a payment method below to find out more.
Some payment types are ineligible for orders shipping to multiple addresses. If you are using an ineligible payment type for an order shipping to multiple addresses, you will need to change the payment method, or ship your order to a single address.
Using more than one payment card
You can also combine payment methods to pay for your purchase. Choose from the following combinations of credit cards and Apple Store Gift Cards:
- Apple Store Gift Card(s) - up to eight
- Apple Store Gift Card(s) + one credit/debit card
Credit Cards or Debit Cards
Troubleshooting credit card & debit card payment errors
- For new or recently reissued card, the card needs to be activated first.
- Check that the card details entered are correct, the card type (AMEX, Masters,Visa), card number and the expiration date.
- Remove any dashes or spaces for the card number.
- If you do not have sufficient credit limit, please check with your card issuer.
- If you have exceeded your daily spending limit for your debit card, please check with your card issuer.
- If everything seems to be correct, contact your card issuer. Your card issuer may need to verify with you before they authorise your purchase.
Account verification
To prevent any unnecessary delays in processing your order, please ensure that the billing address on your order and credit card account matches. If you have recently moved or are unsure of your billing address, please contact your credit card-issuer to confirm.
Security codes
The credit card security code is a unique three or four digit number printed on the front (American Express) or back (Visa/MasterCard) of your card.
American Express:
Visa/MasterCard:
Daily spending limits for Debit Cards
Most debit and credit cards have daily spending limits that may substantially delay the order processing, even if there is enough money in an account. When using a debit card, funds are immediately reserved in your bank account upon order placement. Please consult your card-issuer for more information about your daily spending limits if you are having trouble in placing your order.
When Apple charges your account
When you place an order, Apple will contact your credit or debit card's issuing bank to confirm it is a valid account. Apple requests an authorisation, which holds the funds for the full or partial purchase amount.
As Apple prepares your items, authorised funds will be unavailable and your card will only be charged after your order has shipped. If your order contains multiple items and they ship at different times, you may see multiple charges on your credit card statement.
If you cancel your order before it has been billed, any authorisations placed on your credit or debit card account can take up to 30 days to reverse, depending on the credit card issuer. Contact your financial institution for their specific timeframes.
Credit cards accepted
We accept:
- American Express
- MasterCard
- Visa
If you are paying for your order with an international Visa, MasterCard, or American Express credit card, please note that the purchase price may fluctuate with exchange rates. In addition, your bank or credit card issuer may also charge you foreign conversion charges and fees, which may also increase the overall cost of your purchase. Please contact your bank or credit card issuer regarding these fees.
Apple Store Gift Cards
You can redeem an Apple Store Gift Card at the online Apple Store, by calling 0800-692-7753, or at any Apple Retail Store. With the exception of gift cards, certificates, and iTunes downloads and/or subscriptions, you can purchase just about anything sold by Apple, including products from both Apple and third-party makers.
You can use up to eight Apple Store Gift Cards at the Apple Online Store or if placing an order over the phone at 0800-692-7753. You can combine your Apple Store Gift Card(s) with one credit/debit card to pay for your purchase.
Simply enter or provide the PIN. The PIN can be found on the email below the image of the card. Please keep the card in your possession until the order has been processed and delivered.
Note: Apple Store Gift Cards can only be redeemed in the country or region of purchase.
The Apple Store Gift Card is subject to applicable terms and conditions. For more information about how to redeem your Apple Store Gift Cards, visit How to Redeem Apple Store Gift Cards. To purchase an Apple Store Gift Card, click here.
Direct Deposit
To pay for your purchase using a Direct Deposit:
- Place your order with an Apple Representative by chat or phone on 0800-692-7753.
- Obtain the final dollar total of your order including tax and any applicable shipping charges from the Apple Representative.
- Have your bank electronically transfer the total dollar amount of your order using the routing information below.
- Reference your web order number with your payment.
- Scan a copy of your deposit slip and email the attachment to the following email address: receipts@apple.com.
Routing information
New Zealand:
- Beneficiary: Apple Sales New Zealand
- Bank: Citibank New Zealand
- Branch #: 312 840
- Account #: 0031562-02
Note: Please allow three (3) business days for Apple to receive your payment and start processing your order.
Please be aware that direct deposit are not applicable to certain products.
Consumer Finance
Purchasing on financing is a great option if you are looking to purchase Apple products with one simple monthly repayment.
How It Works
1. Apply Online
The application will take around 10 minutes to complete
Go To : Consumer Finance at Apple
2. Application Response
The outcome of your application will be displayed on screen in 60 seconds and also emailed to you. Responsible lending criteria applies.
3. Place Order
If you are approved, please chat or call to Apple to place your order during the operating hours.
- Mon - Fri : 9:00am - 8:00pm NZT
- Sat and Sun : Closed
Important
If you have an existing Gem Visa or Gem CreditLine card, you do not need to re-apply with Apple.
Simply chat or call on 0800 692 7753, to place your order.
Delivery Dates
If you choose to purchase using finance, the delivery date in bag and checkout may not apply.
Your delivery date may be later due to the time required to process your financing application.
When your application is approved, you will receive an email notification with the updated delivery date.