Apple Payments Privacy Notice

This Privacy Notice describes how Apple Payments Inc. (“we,” “us,” and “our”) collects and shares your personal information. This Privacy Notice applies only to your use of services provided by Apple Payments Inc., and does not apply to any other product or service that you may obtain from Apple Inc. or its affiliates or subsidiaries.

Facts

WHAT DOES APPLE PAYMENTS INC. DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all, sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what Apple Payments Inc. does.
What?

The types of personal information Apple Payments Inc. collects and shares depend on the product or service you have with us. This information can include:

  • account balances
  • account transactions and purchase history
  • transaction history and payment history

When you are no longer our customer, we continue to share your information as described in this notice.
How
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Apple Payments Inc. chooses to share; and whether you can limit this sharing.
Reasons Apple Payments Inc. can share your personal information
For Apple Payments Inc.’s everyday business purposes: such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Does Apple Payments Inc. Share? Yes
Can you limit this sharing? No
For Apple Payments Inc.’s marketing purposes: to offer our products and services to you
For Apple Payments Inc.’s marketing purposes: to offer our products and services to you No
Can you limit this sharing? We don’t share
For joint marketing with other financial companies
Does Apple Payments Inc. Share? No
Can you limit this sharing? We don’t share
For Apple Payments Inc.’s affiliates’ everyday business purposes: information about your transactions and experiences
Does Apple Payments Inc. Share? No
Can you limit this sharing? We don’t share
For Apple Payments Inc.’s affiliates’ everyday business purposes: information about your creditworthiness
Does Apple Payments Inc. Share? No
Can you limit this sharing? We don’t share
For Apple Payments Inc.’s affiliates to market to you
Does Apple Payments Inc. Share? No
Can you limit this sharing? We don’t share
For nonaffiliates to market to you  
Does Apple Payments Inc. Share? No
Can you limit this sharing? We don’t share
   
Questions
Visit applepayments.apple.com.
What we do
How does Apple Payments Inc. protect my personal information?
To protect your personal information from unauthorized access and use, Apple Payments Inc. uses security measures that comply with federal law. These measures include technical, physical, and administrative safeguards designed to protect the confidentiality, integrity, and availability of your personal information.
How does Apple Payments Inc. collect my personal information?

Apple Payments Inc. collects your personal information, for example, when you

  • open an account
  • use your account or provide account information
  • give us your contact information

  We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?

Federal law gives you the right to limit only:

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include companies with Apple in their name.

 
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Apple Payments Inc. does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Apple Payments Inc. does not jointly market.

Other important information 

If you are a California resident, we will only share your information with nonaffiliates if permitted by California law, including if you provide your consent to the sharing.

If you are a Vermont resident, we will not share information we collect about you with affiliated or nonaffiliated third parties, except as permitted by Vermont law, such as to process your transactions or to maintain your account, or as authorized by you.

Effective Date. Effective August 6, 2019 to present.