Here’s how it works: During checkout when you provide your card or account information, we’ll display all your EMI options, including No Cost EMI. If instant cashback is being offered, we’ll determine your eligibility and add it to your total savings.

No Cost EMI will be deducted from the order total, along with any instant credit or cashback, reducing the amount to be paid or financed. Minimum order value must be met. Offers vary by bank and eligible on selected products. Subject to terms and conditions.

EMI rates are determined by your bank. No Cost EMI and instant cashback offers are determined by Apple and our banking partners. Note that you cannot combine offers from multiple banks in the same order, and all items in an order will be set to the same number of instalments.

^§§ Instant cashback is available with the purchase of an eligible product with qualifying American Express, Axis Bank and ICICI Bank cards only. Minimum transaction value of ₹10001.00 applies. Click here to see instant cashback amounts and eligible devices. Instant cashback is available for up to two orders per rolling 90-day period with an eligible card. Card eligibility is subject to terms and conditions between you and your card issuer. Total transaction value is calculated after any trade-in credit or eligible discount is applied. Any subsequent order adjustment(s) or cancellation(s) may result in instant cashback being recalculated, and any refund may be adjusted to account for instant cashback clawback; this may result in no refund being made to you. Offer may be revised or withdrawn at any time without any prior notice. Additional terms apply. Instant cashback is not available to Business customers and cannot be combined with Apple Store for Education or Corporate Employee Purchase Plan pricing. Multiple separate orders cannot be combined for instant cashback.