Apple Pay is your credit card, just on your iPhone. The reliable security of your Apple device protects your purchases with Face ID, Touch ID or your passcode.
Simply double-click and tap to pay anywhere there’s a Contactless payment symbol in a store or Apple Pay symbol online. For everything from groceries to vacations, Apple Pay is designed so only you can pay.
Scan code with iPhone.
Use the Camera app to set up Apple Pay and add a credit card in the Apple Wallet app.
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Setup
How do I add my card to my iPhone?
Open the wallet app and press the + to add a card. Scan your card and follow instructions in the app.
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Privacy and Security
What if I lose my iPhone?
Use Find My to suspend Apple Pay with Lost Mode, or remove your payment cards from Apple Wallet remotely.
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Online
How do I use Apple Pay in apps?
Select the Apple Pay button. Review your payment and shipping details. Double-click the side button on your iPhone. Authenticate with Face ID and your purchase is complete.
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Online
Does Apple Pay work in other browsers?
Apple Pay works in third-party browsers. Just select Apple Pay and scan the QR code to finish the transaction on your iPhone.1
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Authorise payments securely.
Apple Pay is designed so only you can pay — your transactions are protected by Face ID, Touch ID or your passcode. And you get the same fraud protections as with your physical card.
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Your actual card number is never shared.
With device‑specific tokenisation, Apple Pay uses a unique code for every purchase. This keeps your actual card number hidden from merchants in stores, online and in apps to help reduce card fraud.
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Lost your device? Lock it down.
Use Find My to activate Lost Mode, which instantly suspends Apple Pay and displays a message with your contact information on your device. If it’s truly lost, you can remotely erase your payment cards.
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Your transactions are not for sale.
Apple doesn’t sell your transaction data for third‑party marketing or advertising.
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Keep your actual card number on lock.
Only you and your bank or card issuer know your actual card number. It’s encrypted on your Apple devices and iCloud Keychain, where Apple can’t see it.
Acceptance
Pay practically
anywhere.
Use Apple Pay anywhere there’s a Contactless payment symbol in stores and Apple Pay symbol online or in apps. So when you pay at checkout with iPhone, you’ll never have to reach for your wallet.
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Check out across your Apple devices.
You can use Apple Pay on your iPhone, Apple Watch and iPad. So when you’re out for a run — or just ordering food from the couch — you have an easy way to pay.
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At stores and more.
Apple Pay is widely accepted, so you can likely use it wherever and however you want. If you’re not sure, just ask. Apple Pay works anywhere that takes contactless payments — from coffee shops to grocery stores.
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The symbol seals the deal.
You can use Apple Pay anywhere that accepts contactless payments at the register in stores. Double‑click. Tap. Done.
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Pay confidently online and in apps.
From clothes to electronics, shop across millions of websites and apps. Select the Apple Pay button at checkout, review and edit payment or shipping details, and confirm your purchase with Face ID.
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Apple Pay works in other browsers too.
You can also use Apple Pay in third‑party browsers with participating merchants. Just select Apple Pay at checkout, scan the QR code with your iPhone, review your payment and order details, and confirm your purchase.1
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Works locally, worldwide.
Apple Pay works around the world, anywhere contactless payments are accepted. So you can pay with just your phone, even when you’re far from home.
